It's Okay to Ask for Help - There's help available when you're in trouble. If you think you're falling seriously behind, credit counseling resources are available at little or no cost. National Foundation for Credit Counseling 1-800-388-2227 www.nfcc.org. The Federal Trade Commission www.ftc.gov/bcp/menus/consumer/credit/debt.shtm. Consumer Credit Counseling Service 1-800-388-2227 www.cccsatl.org

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