-
Money in the Bank
If credit cards mean "pay later," debit cards mean "pay now." These cards are tied to your bank account and work like
you were paying with cash.
With debit cards, you've got to have the money in the bank to cover your purchases. These cards look similar to credit cards so make sure you know
what type of card your financial institution issued you.
-
#22 Stay in Check
Always know your current bank account balance and available funds. And don't forget about checks that haven't cleared your account.
Learn more >
-
#23 Know Your Limits
Your card may be declined if you exceed your limits even if you have money in the bank.
Learn more >
-
#24 Stop Surcharges
Many banks charge a fee if you use another institution's ATM with your debit card, and they usually charge non-account holders to use their ATMs.
Learn more >
-
#25 Be Secure
For maximum security, remember to take advantage of free alerts for your debit card.
Learn more >
-
#26 Keep a Secret
Your debit card will require a Personal Identification Number (PIN) for security. Choose a unique number.
Learn more >
-
#27 Hit the Road, Plan Ahead
Like credit cards, debit cards are accepted at millions of locations worldwide.
Learn more >
-
#28 Know When They Hold Them
Some transactions — like hotel stays — won't be immediately cleared.
Learn more >